The T-72 has proven its worth in various conflicts when placed under competent command, but the lack of media coverage on the successes does not help its case. Even though many tanks have been destroyed, often irrecoverably, many more have survived such that the tank's ability to endure severe punishment simply cannot be considered low. To list one incident in Grozny, in the year 2000, a T-72B with the tail number 611 took 3 hits from Fagot anti-tank missiles and 6 hits from RPGs during 3 days of intense fighting and remained in battle with only minor damage. Most of the hits landed on the sides of the tank, with one rocket impacting the lower rear of the hull. Other cases involving older models such as the T-72A more often ended on a sadder note, but in general, it took several hits from anti-tank grenades and missiles to reduce the combat capacity of a T-72 and at least half a dozen hits on the weakened zones (sides, rear) are usually required for the ammunition to detonate or a fire to start in the tank.
More examples come from a World of Weapons magazine article (March 2005 issue) on tank action in Grozny containing details on multiple T-72As lost in combat. The 131 Separate Motor Rifle Brigade (OMSBR) tasked with capturing the Grozny rail station sustained many casualties during combat, losing a total of 157 men, 22 tanks, 45 infantry fighting vehicles, 37 cars and all 6 of the Tunguska anti-aircraft systems operated by the air defence division attached to the brigade. While providing supporting fire, the tanks belonging to the brigade received multiple anti-tank grenades from every direction in return for each shot fired. One T-72A with the tail number 533 sustained four or five RPG grenade impacts on the engine compartment, and the tank caught fire. It eventually exploded, long after the crew escaped. Another T-72A, with the tail number 537, withstood six or seven hits from RPG grenades before suffering an ammunition explosion, killing its entire crew instantly. A third T-72A, with the tail number 531, sustained four hits from RPGs before its turret drive failed, and the tank was finally knocked out of action after an APFSDS round fired from 100 meters impacted the turret on the commander's side. A fire was started, but fortunately, the gunner (left hand side of the turret) was only heavily concussed because the bulky breech assembly of the cannon saved him from the spall and fragments entering the turret on the commander's side (right hand side of the turret). Both the gunner and driver were able to escape the tank before it eventually succumbed to the fire and exploded 20 minutes later. None of these tanks had reactive armour installed.
In another example, a T-72B1 from the 276 Motor Rifle Brigade with the tail number 221 was penetrated twice in combat during the battle for the Grozny hospital in January 16, 1995. After repairs, it was damaged again on January 21, 1995 during combat near the building of the Council of Ministers where it was hit with five RPG grenades. Four of the hits were located on the sides of the hull, one of them on right side, on the fourth roadwheel, and the other three on the left side. The fifth hit was located on the turret, above the gun barrel. The autoloader was damaged by the turret strike, but the tank survived and was sent for an overhaul.
More interesting examples can be found in the article "Танки Т-72 В Войнах И Локальных Конфликта" (T-72 Tank in Wars and Local Conflicts) by V. Moiseev and V. Murakhovsky and published in the "Arsenal of the Fatherland" magazine, issue 4, 2013. One of them is taken from an after-action report on the death of a tank commander in a T-72 after an attack by RPG-type weapons. The tank was a T-72B1 built in December 1985 in Uralvagonzavod. After being pulled into a repair facility, the tank was inspected and eight damage points were observed. Five of the hits were recorded on the hull, and of these, three were from RPG grenades impacting the sides of the tank in the areas protected by reactive armour, one was from an RPG grenade impacting the rubber side skirt of the tank in an area unprotected by reactive armour, and one was from a fragmentation grenade (possibly a VOG-17M) impacting the rear of the engine compartment. The remaining three hits were recorded on the turret, one on the front, one on the side, and one on the rear.
It was noted that the tank was in a marching status prior to the attack, having the cannon locked in the travel position and the 12.7mm machine gun locked facing backwards. Also, the commander's hatch was ajar or opened completely, so that the death of the commander was most likely caused by the combined explosion of an anti-tank grenade and the reactive armour occurring outside the tank, given that the armour was not perforated. Overall, the tank remained combat capable despite receiving damage in the autoloader and in the stabilizer system, as the driver and the gunner were still alive at the end of the ordeal and the gun could still be fired using the manual controls.
In general, photos of destroyed T-72 tanks cannot be said to be proof of the low survivability of the tank, but are instead often indicators of the sheer ferocity of the fight that led to its destruction.